After Burst of Holiday Spending, a Plan for a ‘Frugal February’

By ANN CARRNS
NYT Your Money
Cutting back on nonessential spending for a month can help people pay down credit card balances or put money in savings. At least it’s a short month.
Published date: February 1, 2019 at 02:00AM
The New York Times
New York Times article

Taxing the Wealthy Sounds Easy. It’s Not.

By PAUL SULLIVAN
NYT Your Money
Two Democrats have proposed taxing the richest Americans at a higher rate. But if past efforts to use tax policy to target one group are a guide, they can backfire.
Published date: February 1, 2019 at 02:00AM
The New York Times
New York Times article

Here’s What the Fed’s Halt on Interest Rates Means for Your Wallet

By TARA SIEGEL BERNARD
NYT Your Money
There are consequences whether you have a savings account or a credit card (or both).
Published date: January 31, 2019 at 02:00AM
The New York Times
New York Times article

Please Send Us Your College Application Essays About Money

By RON LIEBER
NYT Your Money
Did you apply for undergraduate admission for the fall 2019 semester? Did you write an essay about money, work or social class? We’d like to read it and perhaps publish it.
Published date: January 28, 2019 at 02:00AM
The New York Times
New York Times article

Charity Finds Success in Work With At-Risk Children, but It’s Costly

By PAUL SULLIVAN
NYT Your Money
Friends of the Children hires mentors to work with troubled children, starting in kindergarten. It began in Portland, Ore., and is now in 15 cities.
Published date: January 25, 2019 at 02:00AM
The New York Times
New York Times article

Tax Filing Season Is Starting, but It May Not Go Smoothly

By ANN CARRNS
NYT Your Money
While the I.R.S. has said it expects refunds to be issued on schedule, the agency has a much-reduced staff because of the government shutdown.
Published date: January 25, 2019 at 02:00AM
The New York Times
New York Times article

When Affluent Families Dig Up Their Past

By PAUL SULLIVAN
NYT Your Money
Families with great wealth or businesses are using their histories to help their heirs guide their enterprises — or at least appreciate how hard earlier generations worked to acquire their money.
Published date: January 18, 2019 at 02:00AM
The New York Times
New York Times article

In California, Gender Can No Longer Be Considered in Setting Car Insurance Rates

By ANN CARRNS
NYT Your Money
The state’s change could alter prices for scores of people.
Published date: January 18, 2019 at 02:00AM
The New York Times
New York Times article

The Things John Bogle Taught Us: Humility, Ethics and Simplicity

By RON LIEBER and TARA SIEGEL BERNARD
NYT Your Money
Personal finance luminaries and everyday investors share lessons from the late Vanguard founder.
Published date: January 17, 2019 at 02:00AM
The New York Times
New York Times article

‘Deciding How to Decide’: Even the Rich Need Advice on Budgeting

By PAUL SULLIVAN
NYT Your Money
The issue is not that they will run out of money. Rather, it’s figuring out their spending — and saving — priorities.
Published date: January 11, 2019 at 02:00AM
The New York Times
New York Times article

Year of Free Credit Report Monitoring Is Ending. Here’s What to Do Now.

By ANN CARRNS
NYT Your Money
The free service started after Equifax’s huge breach in 2017. Consumer advocates suggest placing a security freeze — not a lock — on credit files.
Published date: January 11, 2019 at 02:00AM
The New York Times
New York Times article

How to Dodge a Market Dip That Threatens Your Retirement

By TARA SIEGEL BERNARD
NYT Your Money
The recent volatility in the stock market can make older investors feel vulnerable. Here are some strategies to make sure your money lasts as long as you do.
Published date: January 7, 2019 at 02:00AM
The New York Times
New York Times article

It’s 2019. Want Some Self-Improvement? Invest in Adventure.

By CARL RICHARDS
NYT Your Money
In a world where things often feel static, there is inherent value in reminding yourself that you can change. Let’s call that adventure. What’s yours?
Published date: January 7, 2019 at 02:00AM
The New York Times
New York Times article

Wells Fargo Should Be More Generous With Federal Workers. We’re Waiting.

By RON LIEBER
NYT Your Money
The scandal-plagued bank could go a long way to help federal employees who aren’t being paid during the shutdown. Why hasn’t it offered to do so?
Published date: January 4, 2019 at 02:00AM
The New York Times
New York Times article

Their Approach to Career Changes? Find a Niche, and Fill It

By PAUL SULLIVAN
NYT Your Money
People change gears for all sorts of reasons — they have no other option or they find something they love more. The successful ones are comfortable with the risk.
Published date: January 4, 2019 at 02:00AM
The New York Times
New York Times article

More Pet Insurance Policies Are Being Sold. But Are They Worth the Cost?

By ANN CARRNS
NYT Your Money
Consumer advocates say pet owners should bring a healthy skepticism when shopping for insurance.
Published date: January 4, 2019 at 02:00AM
The New York Times
New York Times article

You Should Freeze Your Child’s Credit. It’s Not Hard. Here’s How.

By RON LIEBER
NYT Your Money
A new law requiring credit bureaus to offer you free freezes applies to children, too. It’s easier than you’d expect, but you may still have questions. Here are some answers.
Published date: December 28, 2018 at 02:00AM
The New York Times
New York Times article

How to Plan Finances to Raise a Special-Needs Child

By PAUL SULLIVAN
NYT Your Money
Financial planning for children with special needs is complicated. The process takes time, and should be started early, experts say.
Published date: December 21, 2018 at 02:00AM
The New York Times
New York Times article

Meet the People Trying to Put a Friendlier Face on Annuities

By RON LIEBER
NYT Your Money
There is a boomlet in kinder, gentler annuity providers, and they want you to devote some of your savings to guaranteeing more retirement income for yourself.
Published date: December 21, 2018 at 02:00AM
The New York Times
New York Times article

The Fed Just Raised Interest Rates. Here’s What That Means for Your Wallet.

By TARA SIEGEL BERNARD
NYT Your Money
The interest rate increase has consequences for savers and spenders alike. Whether you’ve got a savings account or a credit card (or both), here’s what you need to know.
Published date: December 19, 2018 at 02:00AM
The New York Times
New York Times article